By using this website, you acknowledge and agree to this disclaimer.

Use of this website and the related products and/or services shall be governed by, and construed in all respects in accordance with the laws of South Africa, and subject to the exclusive jurisdiction of the South African courts.

Use of this Website or the information, products and services available on this Website is at the user’s own risk. Notwithstanding the provisions of sections 43(5) and 43(6) of the Electronic Communications and Transactions Act, The Finance Team (Pty) Ltd accepts no liability whatsoever relating to any loss, expense, claim or damage, whether direct, indirect or consequential, arising from the information on this website, your use of this Website or any actions or transactions resulting there from, even if The Finance Team (Pty) Ltd has been advised of the possibility of such loss, expense, claim or damages.

The Finance Team (Pty) Ltd makes no representation or warranty, whether express or implied, as to the operation, integrity, availability or functionality of this website or as to the accuracy, completeness or reliability of any information obtained from this website.

The Finance Team (Pty) Ltd also makes no warranty or representation, whether express or implied, that the products, information or files available on this Website are free of viruses, destructive materials or any other data or code which is able to corrupt, compromise or jeopardize the operation or content of a computer system, computer network or your hardware or software. You accept all risk associated with the existence of such viruses, destructive materials or any other data or code which is able to corrupt, compromise or jeopardize the operation or content of a computer system, computer network or your hardware or software.

The Finance Team (Pty) Ltd accepts no responsibility for any errors or omissions on this Website. The Finance Team (Pty) Ltd may, in its sole discretion, at any time, suspend or terminate the operation of this Website or any of the products or services provided in terms of this Website, without prior notice.

Notwithstanding the fact that this website may refer to and/or provide links to other websites, your use of such other websites is entirely at your own risk and The Finance Team (Pty) Ltd is not responsible for any loss, expense, claim or damage, whether direct, indirect or consequential, arising from your use of such other websites. The Finance Team (Pty) Ltd also does not endorse, warrant or make any representations about the content, products, services, security or reliability of such other websites.

All rights reserved.

 

STATEMENT OF PRIVACY

We protect your Personal Information and Data

We shall only use the information that we collect about you lawfully (in accordance with the Electronic Communications and Transactions Act 2002, the Consumer Protection Act, 2008, and other applicable data protection laws enacted in South Africa from time to time).

Please read this Policy carefully. By accessing or using our website, you acknowledge that you have read all of the terms of this Policy and our website’s Terms and Conditions, and that you understand, and agree to be bound by, all the provisions in this Policy and the Terms and Conditions. If you do not agree to be bound by these terms, please exit this page and do not access or use the website.

Our Policy explains what information we collect on our website, how we use and/or share this information, and how such information is maintained. This Policy only applies with respect to the information collected on the Website and not with respect to any information collected or obtained through other methods or sources.

The Finance Team (Pty) Ltd is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the The Finance Team (Pty) Ltd websites. By using The Finance Team (Pty) Ltd’s website you consent to the data practices described in this statement.

 

 COLLECTION OF YOUR PERSONAL INFORMATION

The Finance Team (Pty) Ltd collects personally identifiable information, such as your e-mail address, name, home or work address or telephone number. The Finance Team (Pty) Ltd also collects anonymous demographic information, which is not unique to you, such as your postal code, age, gender, preferences, interests and favourites.

There is also information about your computer hardware and software that is automatically collected by The Finance Team (Pty) Ltd’s websites. This information can include: your IP address, browser type, domain names, access times and referring Web site addresses. This information is used by The Finance Team (Pty) Ltd for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of The Finance Team (Pty) Ltd’s website.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through The Finance Team (Pty) Ltd’s website in public message boards, this information may be collected and used by others. Note: The Finance Team (Pty) Ltd does not read any of your private online communications.

The Finance Team (Pty) Ltd encourages you to review the privacy statements of web sites you choose to link to from The Finance Team (Pty) Ltd’s website so that you can understand how those websites collect, use and share your information. The Finance Team (Pty) Ltd is not responsible for the privacy statements or other content on web sites outside of the The Finance Team (Pty) Ltd’s website and The Finance Team (Pty) Ltd’s family of websites.

 

Use of your Personal Information

The Finance Team (Pty) Ltd also uses your personally identifiable information to inform you of other products or services available from The Finance Team (Pty) Ltd and its affiliates. The Finance Team (Pty) Ltd may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

The Finance Team (Pty) Ltd does not sell, rent or lease its customer lists to third parties. The Finance Team (Pty) Ltd may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, The Finance Team (Pty) Ltd may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to The Finance Team (Pty) Ltd and they are required to maintain the confidentiality of your information.

The Finance Team (Pty) Ltd does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

The Finance Team (Pty) Ltd keeps track of the websites and pages our customers visit within The Finance Team (Pty) Ltd in order to determine what The Finance Team (Pty) Ltd services are the most popular. This data is used to deliver customised content and advertising within The Finance Team (Pty) Ltd to customers whose behaviour indicates that they are interested in a particular subject area.

The Finance Team (Pty) Ltd will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on The Finance Team (Pty) Ltd; (b) protect and defend the rights or property of The Finance Team (Pty) Ltd and, (c) act under exigent circumstances to protect the personal safety of users of The Finance Team (Pty) Ltd or the public.

 

Use of Cookies

The Finance Team (Pty) Ltd Web site use “cookies” to help you personalise your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the web server that you have returned to a specific page. For example, if you personalise The Finance Team (Pty) Ltd Website pages, or register with The Finance Team (Pty) Ltd site or services, a cookie helps The Finance Team (Pty) Ltd to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same The Finance Team (Pty) Ltd website, the information you previously provided can be retrieved, so you can easily use The Finance Team (Pty) Ltd features that you customised.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of The Finance Team (Pty) Ltd services or websites you visit.

 

E-Mail

Please note that in terms of this Policy we may email you for one or more of the following purposes:

As part of the Service. We may need to contact you for various reasons associated with the use of our Service, even where you have indicated you do not wish to be contacted for direct marketing purposes, and accordingly will send (or may send) emails to you in some of the following example circumstances:

As reminder emails about the services we offer (particularly if you have not used them yet or not used them for a while);

As a newsletter;

As promotional emails; and

To offer related services to you from The Finance Team (Pty) Ltd and its affiliate companies

However, in terms of any marketing or promotional emails we may send, we shall always give you the chance to opt-out (or unsubscribe) from them in the future.

 

Security of your Personal Information

The Finance Team (Pty) Ltd secures your personal information from unauthorized access, use or disclosure. The Finance Team (Pty) Ltd secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

 

Transfer in Certain Circumstances

If there is a sale, merger, consolidation, change in control, transfer of substantial assets, re-organisation or liquidation of The Finance Team (Pty) Ltd, then, in our sole discretion, we may transfer, sell or assign information collected on and through this website (including, without limitation, personal and other information), to one or more relevant third parties.

 

Changes to this Statement

The Finance Team (Pty) Ltd will occasionally update this ‘Statement of Privacy’ to reflect company and customer feedback. The Finance Team (Pty) Ltd encourages you to periodically review this Statement to be informed of how The Finance Team (Pty) Ltd is protecting your information.

 

Contact Information

The Finance Team (Pty) Ltd welcomes your comments regarding this Statement of Privacy. If you believe that The Finance Team (Pty) Ltd has not adhered to this statement, please contact The Finance Team (Pty) Ltd at info@thefinanceteam.co.za and we will use commercially reasonable efforts to promptly determine and remedy the problem.

May 2016